Loan + Grant Blend

Township and Rural Entrepreneurship Programme

Department of Small Business Development (Government Agency)

Township and Rural Entrepreneurship Programme is a loan + grant blend from Department of Small Business Development offering up to R 1 000 000 for startup, growth businesses across South Africa. Applications are accepted on a rolling basis.

Overview

Blended finance for township and rural businesses: up to R1 million per applicant, with the grant portion capped at R100,000 and the balance a 5 percent fixed-rate loan over up to 36 months. Delivered by SEDFA.

Funding AmountUp to R 1 000 000
CoverageNational
Business StageStartup, Growth

Programme details last verified on 11 June 2026.

Full Description

Non-financial and financial support for township and rural entrepreneurs. Includes training, mentorship, and small grants.

Eligibility Criteria

0
Max. Annual TurnoverR 5 000 000
Min. Years Trading0 years
Target SectorsRetail, Services, Manufacturing, Agriculture

Frequently Asked Questions

How much funding does Township and Rural Entrepreneurship Programme offer?

Township and Rural Entrepreneurship Programme offers up to R 1 000 000 per applicant.

Who qualifies for Township and Rural Entrepreneurship Programme?

Township and Rural Entrepreneurship Programme targets startup, growth businesses across South Africa. Applicants need annual turnover below R 5 000 000.

When is the deadline for Township and Rural Entrepreneurship Programme?

Applications are accepted on a rolling basis.

How do I apply for Township and Rural Entrepreneurship Programme?

Check your eligibility with the free readiness check on Okhantu, prepare the required documents, then apply on the provider's website.

Prepare Your Application

Increase your chances of success with these preparation resources.

Pro tip:Run the Readiness Checker before applying. It identifies gaps in your documentation and helps you prepare a stronger application.
Township and Rural Entrepreneurship Programme | Okhantu FundingOS | Okhantu