FNB Selective Invoice Discounting
FNB Selective Invoice Discounting is a loan from First National Bank for growth, established businesses across South Africa. Applications are accepted on a rolling basis.
Overview
Sell selected invoices (or all invoices of pre-approved debtors) to FNB to release cash instead of waiting 30 or more days for payment; the facility stays open for repeat use once debtors settle. It is a fully disclosed facility - your debtors are informed of the cession. FNB publishes no facility size, advance percentage or turnover requirement; cash is released within a maximum of 48 hours after the take-on process.
Programme details last verified on 12 June 2026.
Full Description
Unlock cash tied up in outstanding invoices. Get up to 80% of invoice value immediately. Suitable for B2B businesses with creditworthy customers.
Eligibility Criteria
Frequently Asked Questions
Who qualifies for FNB Selective Invoice Discounting?
FNB Selective Invoice Discounting targets growth, established businesses across South Africa.
When is the deadline for FNB Selective Invoice Discounting?
Applications are accepted on a rolling basis.
How do I apply for FNB Selective Invoice Discounting?
Check your eligibility with the free readiness check on Okhantu, prepare the required documents, then apply on the provider's website.
Prepare Your Application
Increase your chances of success with these preparation resources.
Provider Guide
Learn about First National Bank's application process
Document Checklist
Requirements and deadlines
Download Templates
Business plan, cash flow, projections
Legal Framework
Relevant legislation and compliance
Compliance Check
Verify your CIPC, SARS, B-BBEE status
Get Expert Help
Find a funding specialist