LoanB-BBEE Required

IDC Gro-E Youth Scheme

Industrial Development Corporation (Development Finance)

IDC Gro-E Youth Scheme is a loan from Industrial Development Corporation offering between R 1 000 000 and R 50 000 000 for startup, growth businesses across South Africa. Applications are accepted on a rolling basis.

Overview

Concessionary IDC funding of R1 million to R50 million per transaction for businesses owned by young people aged up to and including 35 at final approval, with a minimum 26 percent youth shareholding. Loans are priced at prime less 2 percent (over 26 percent youth-owned) or prime less 3 percent (over 50 percent youth-owned); cost per job is capped at R800,000 and B-BBEE level 4 compliance is required. Covers start-ups and expansions in IDC-mandated sectors, not only manufacturing.

Funding AmountR 1 000 000 - R 50 000 000
CoverageNational
Business StageStartup, Growth

Programme details last verified on 12 June 2026.

Full Description

Youth-focused funding scheme for entrepreneurs aged 18-35. Offers concessionary interest rates and flexible terms for manufacturing and industrial businesses.

Eligibility Criteria

Min. B-BBEE LevelLevel 4
Target SectorsManufacturing, Agro-processing, Green industries

Frequently Asked Questions

How much funding does IDC Gro-E Youth Scheme offer?

IDC Gro-E Youth Scheme offers between R 1 000 000 and R 50 000 000 per applicant.

Who qualifies for IDC Gro-E Youth Scheme?

IDC Gro-E Youth Scheme targets startup, growth businesses across South Africa. Applicants need B-BBEE level 4 or better.

When is the deadline for IDC Gro-E Youth Scheme?

Applications are accepted on a rolling basis.

How do I apply for IDC Gro-E Youth Scheme?

Check your eligibility with the free readiness check on Okhantu, prepare the required documents, then apply on the provider's website.

Prepare Your Application

Increase your chances of success with these preparation resources.

Pro tip:Run the Readiness Checker before applying. It identifies gaps in your documentation and helps you prepare a stronger application.