NEF uMnotho Fund
NEF uMnotho Fund is a loan from National Empowerment Fund offering between R 2 000 000 and R 75 000 000 for growth, established businesses across South Africa. Applications are accepted on a rolling basis.
Overview
The NEF uMnotho Fund provides R2 million to R75 million for medium-sized black-owned and managed businesses, through six products: acquisition finance, new ventures finance, expansion finance, capital markets, liquidity and warehousing, and property. Funding is structured as debt, equity or mezzanine finance, generally requiring majority (50.1 percent) black shareholding - though acquisition finance accepts 25.1 percent black ownership post-investment. Apply on a rolling basis via applications@nefcorp.co.za.
Programme details last verified on 12 June 2026.
Full Description
Expansion funding for established black-owned businesses. Supports growth, acquisitions, and equity investments from R2 million to R75 million.
Eligibility Criteria
Frequently Asked Questions
How much funding does NEF uMnotho Fund offer?
NEF uMnotho Fund offers between R 2 000 000 and R 75 000 000 per applicant.
Who qualifies for NEF uMnotho Fund?
NEF uMnotho Fund targets growth, established businesses across South Africa. Applicants need at least 50% black ownership.
When is the deadline for NEF uMnotho Fund?
Applications are accepted on a rolling basis.
How do I apply for NEF uMnotho Fund?
Check your eligibility with the free readiness check on Okhantu, prepare the required documents, then apply on the provider's website.
Prepare Your Application
Increase your chances of success with these preparation resources.
Provider Guide
Learn about National Empowerment Fund's application process
Document Checklist
Requirements and deadlines
Download Templates
Business plan, cash flow, projections
Legal Framework
Relevant legislation and compliance
Compliance Check
Verify your CIPC, SARS, B-BBEE status
Get Expert Help
Find a funding specialist