Loan

SEDFA Imbali for Her

Small Enterprise Development and Finance Agency (Government Agency)

SEDFA Imbali for Her is a loan from Small Enterprise Development and Finance Agency offering up to R 5 000 000 for startup, growth, established businesses across South Africa. Applications are accepted on a rolling basis.

Overview

Loans up to R5 million for majority black women-owned businesses (51 percent or more), at preferential rates of prime minus 3 percent (prime minus 5 percent for women with disabilities). Woman must hold a key managerial role.

Funding AmountUp to R 5 000 000
CoverageNational
Business StageStartup, Growth, Established

Programme details last verified on 11 June 2026.

Full Description

Preferential finance for women-owned and women-managed enterprises. Lower interest rates, flexible terms, and dedicated women entrepreneur support.

Eligibility Criteria

0
Max. Annual TurnoverR 20 000 000
Min. Years Trading0 years
Min. Black Ownership51%
Target SectorsManufacturing, Services, Agriculture, Retail, ICT

Frequently Asked Questions

How much funding does SEDFA Imbali for Her offer?

SEDFA Imbali for Her offers up to R 5 000 000 per applicant.

Who qualifies for SEDFA Imbali for Her?

SEDFA Imbali for Her targets startup, growth, established businesses across South Africa. Applicants need annual turnover below R 20 000 000, at least 51% black ownership, at least 51% women ownership.

When is the deadline for SEDFA Imbali for Her?

Applications are accepted on a rolling basis.

How do I apply for SEDFA Imbali for Her?

Check your eligibility with the free readiness check on Okhantu, prepare the required documents, then apply on the provider's website.

Prepare Your Application

Increase your chances of success with these preparation resources.

Pro tip:Run the Readiness Checker before applying. It identifies gaps in your documentation and helps you prepare a stronger application.