SEDFA Wholesale Lending (via intermediaries)
SEDFA Wholesale Lending (via intermediaries) is a loan from Small Enterprise Development and Finance Agency offering up to R 150 000 000 for established businesses across South Africa. Applications are accepted on a rolling basis.
Overview
SEDFA lends to financial intermediaries - microfinance institutions, retail financial intermediaries, specialised funds and banks - who then on-lend to small businesses. Intermediaries can borrow up to R150 million; the loans they pass on to end-user SMEs go up to R5 million (micro-loans of R50,000 to R100,000 via MFIs). If you run an SME you do not apply here directly - you access this money through one of the SEDFA partner lenders; if you run a lending institution, apply via the SEDFA online portal.
Programme details last verified on 12 June 2026.
Full Description
Bulk funding to financial intermediaries including retail finance institutions, funds, and joint ventures for on-lending to SMMEs.
Eligibility Criteria
Frequently Asked Questions
How much funding does SEDFA Wholesale Lending (via intermediaries) offer?
SEDFA Wholesale Lending (via intermediaries) offers up to R 150 000 000 per applicant.
Who qualifies for SEDFA Wholesale Lending (via intermediaries)?
SEDFA Wholesale Lending (via intermediaries) targets established businesses across South Africa. Applicants need at least 2 years of trading history.
When is the deadline for SEDFA Wholesale Lending (via intermediaries)?
Applications are accepted on a rolling basis.
How do I apply for SEDFA Wholesale Lending (via intermediaries)?
Check your eligibility with the free readiness check on Okhantu, prepare the required documents, then apply on the provider's website.
Prepare Your Application
Increase your chances of success with these preparation resources.
Provider Guide
Learn about Small Enterprise Development and Finance Agency's application process
Document Checklist
Requirements and deadlines
Download Templates
Business plan, cash flow, projections
Legal Framework
Relevant legislation and compliance
Compliance Check
Verify your CIPC, SARS, B-BBEE status
Get Expert Help
Find a funding specialist