Standard Bank Business Term Loan
Standard Bank Business Term Loan is a loan from Standard Bank South Africa offering from R 10 000 for growth, established businesses across South Africa. Applications are accepted on a rolling basis.
Overview
Standard Bank Business Term Loans give you a lump sum from R10,000 with fixed monthly repayments over 36 to 60 months, suited to expansion or buying capital assets. Your business must have been trading for 2 years or more and have an active business transactional account at any bank. Interest is linked to prime and the bank does not publish a maximum amount - that is set per application.
Programme details last verified on 12 June 2026.
Full Description
Medium to long-term business loans for expansion, equipment, and working capital. Fixed or variable rates linked to prime. Flexible repayment terms up to 60 months.
Eligibility Criteria
Frequently Asked Questions
How much funding does Standard Bank Business Term Loan offer?
Standard Bank Business Term Loan offers from R 10 000 per applicant.
Who qualifies for Standard Bank Business Term Loan?
Standard Bank Business Term Loan targets growth, established businesses across South Africa. Applicants need at least 2 years of trading history.
When is the deadline for Standard Bank Business Term Loan?
Applications are accepted on a rolling basis.
How do I apply for Standard Bank Business Term Loan?
Check your eligibility with the free readiness check on Okhantu, prepare the required documents, then apply on the provider's website.
Prepare Your Application
Increase your chances of success with these preparation resources.
Provider Guide
Learn about Standard Bank South Africa's application process
Document Checklist
Requirements and deadlines
Download Templates
Business plan, cash flow, projections
Legal Framework
Relevant legislation and compliance
Compliance Check
Verify your CIPC, SARS, B-BBEE status
Get Expert Help
Find a funding specialist