Standard Bank Business Overdraft
Standard Bank Business Overdraft is a loan from Standard Bank South Africa offering from R 2 000 for growth, established businesses across South Africa. Applications are accepted on a rolling basis.
Overview
A revolving overdraft linked to a Standard Bank Business Current Account, from R2,000 with the limit set by your needs and affordability - no maximum is published. You pay interest only on what you use, at a personalised rate, with a R69 monthly fee and a 1.26 percent initiation fee; the facility is repayable on demand and reviewed annually. Existing Business Current Account holders can apply online via Internet Banking.
Programme details last verified on 12 June 2026.
Full Description
Flexible overdraft facility for managing cash flow and working capital needs. Access funds as needed, pay interest only on what you use.
Eligibility Criteria
Frequently Asked Questions
How much funding does Standard Bank Business Overdraft offer?
Standard Bank Business Overdraft offers from R 2 000 per applicant.
Who qualifies for Standard Bank Business Overdraft?
Standard Bank Business Overdraft targets growth, established businesses across South Africa.
When is the deadline for Standard Bank Business Overdraft?
Applications are accepted on a rolling basis.
How do I apply for Standard Bank Business Overdraft?
Check your eligibility with the free readiness check on Okhantu, prepare the required documents, then apply on the provider's website.
Prepare Your Application
Increase your chances of success with these preparation resources.
Provider Guide
Learn about Standard Bank South Africa's application process
Document Checklist
Requirements and deadlines
Download Templates
Business plan, cash flow, projections
Legal Framework
Relevant legislation and compliance
Compliance Check
Verify your CIPC, SARS, B-BBEE status
Get Expert Help
Find a funding specialist