Funding Programmes | Okhantu FundingOS

Funding Type

Provider

Province

Business Stage

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Showing 3 of 15 programmes

Khula Credit Guarantee Scheme (SEDFA)

Khula Credit Guarantee is a state-owned insurer under SEDFA (formerly SEFA) that guarantees up to 80 percent of a bank loan when a small business lacks the collateral the bank requires. You do not apply to SEDFA for this - you apply for a loan at a participating bank, and the bank takes out the guarantee with KCG on your behalf. If a bank declines you for lack of security, ask the bank about the Khula Credit Guarantee scheme.

Contact for amount

National

guaranteebank loansecurity

SEFA Direct Lending

Get a business loan from R50,000 to R5 million for working capital or buying equipment. Repay over up to 5 years.

R50K - R15.0M

National

smmeworking capitalasset finance

IDC Small Business Finance and Regions (SBF)

The IDC Small Business Finance and Regions unit serves businesses seeking R1 million to R20 million in funding within IDC-mandated sectors, handled through regional offices in all nine provinces. It funds entrepreneurs starting new enterprises and companies expanding existing operations; shareholders are expected to make a financial contribution determined case by case, and projects must be commercially viable. Note this is industrial-scale funding from R1 million up - micro and very small business finance is handled by SEDFA, not the IDC.

R1.0M - R20.0M

National

manufacturingindustrialexpansion