SEFA Microfinance Intermediary Lending
SEFA Microfinance Intermediary Lending is a loan from Small Enterprise Development and Finance Agency offering up to R 50 000 for startup businesses across South Africa. Applications are accepted on a rolling basis.
Overview
Funding through registered microfinance institutions for very small businesses and survivalist enterprises. Loans from R500 to R50,000.
Programme details last verified on 11 June 2026.
Full Description
Wholesale funding to registered microfinance institutions (MFIs) who on-lend to micro and survivalist enterprises. Enables access to finance for the smallest businesses.
Eligibility Criteria
Frequently Asked Questions
How much funding does SEFA Microfinance Intermediary Lending offer?
SEFA Microfinance Intermediary Lending offers up to R 50 000 per applicant.
Who qualifies for SEFA Microfinance Intermediary Lending?
SEFA Microfinance Intermediary Lending targets startup businesses across South Africa. Applicants need annual turnover below R 500 000.
When is the deadline for SEFA Microfinance Intermediary Lending?
Applications are accepted on a rolling basis.
How do I apply for SEFA Microfinance Intermediary Lending?
Check your eligibility with the free readiness check on Okhantu, prepare the required documents, then apply on the provider's website.
Prepare Your Application
Increase your chances of success with these preparation resources.
Provider Guide
Learn about Small Enterprise Development and Finance Agency's application process
Document Checklist
Requirements and deadlines
Download Templates
Business plan, cash flow, projections
Legal Framework
Relevant legislation and compliance
Compliance Check
Verify your CIPC, SARS, B-BBEE status
Get Expert Help
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